Every month you delay costs you Real Money. See exactly how much — and find the monthly SIP that builds a ₹5 Crore corpus in 25 years, after inflation has done its work.
Extra monthly cost of delaying by
more per month vs. starting today
Your numbers
Adjust your target and investment horizon — see your required SIP, total investment, and the wealth compounding creates.
The cost of waiting
Same ₹5 Cr goal, same 12% return — just different start dates. The longer you wait, the more you invest and the less compounding works for you.
Why ₹5 Crore?
Inflation steadily erodes what your money can buy. That is why you need a corpus of ₹5 Crore 25 years from now — it is the amount that keeps your future lifestyle intact, not a number to stretch for.
Illustrative. Actual inflation varies year to year and across expense categories such as education and healthcare.
Power of step-up
Small annual top-ups supercharge compounding. As your income grows, so should your SIP — even a modest increase makes a dramatic difference.
How it works
No exotic strategies. No timing the market. Just consistent, automated investing — the way compounding works best.
Step 01
Decide how much wealth you want to build and by when. Your corpus, your timeline.
Step 02
Low-cost index funds like Nifty 50 or Flexi Cap deliver market returns without high fees eating your gains.
Step 03
Set up an auto-debit SIP. Don't touch it. Let compounding do the rest over years and decades.
Don't let another month pass. Calculate your SIP, pick a fund, and set up the auto-debit this week.
Past returns are not a guarantee of future performance. This is a financial education tool, not investment advice.